TRANSACT 2027

Content Preview

See where the conversation's headed.

Here’s an early look at the subjects, formats, and stages built to turn industry shifts into smarter business decisions.

What we'll talk about

From emerging technology and new models for growth to the trust required to power it all, these are the conversations taking shape at TRANSACT 2027.

Innovation & Disruption

From agentic commerce to next-gen authentication, this theme explores the technologies and ideas reshaping what payments can be—and who they serve.

Growth & Commerce

Revenue strategies, customer stickiness, partnerships, and market share. This theme is about how to win in a competitive landscape.

Infrastructure & Technology

The Stack, open finance, cloud-native architectures, and APIs. This theme covers the foundations enabling the future of payments.

Trust, Risk & Fraud

Fraud, security, regulation, and digital trust. This theme addresses the critical need to protect and secure the payments ecosystem.

How we'll go deeper

Focused formats make room for candid questions, shared experience and practical exchange.

EMPOW(H)ER

Start the day off right by connecting and networking with your female colleagues at breakfast, with curated education sessions to help propel your career (and life!) to the next level.

Lunch & Learns

Spend lunch exploring relevant, timely topics with enough time to ask your questions and have an interactive, open discussion with the experts.

Deep Dives

Banking

The Banking Deep Dive explores the transformation underway at financial institutions — from the real economics of open banking, how FIs are competing with digital challengers, the evolution of BaaS, and how AI is reshaping everything from personalization to fraud risk.

Fraud & Risk

Explores the evolving fraud landscape and the critical balance between security and customer experience. As AI empowers both defenders and bad actors, we'll examine the latest threats—deepfakes, synthetic identity, real-time fraud, and quantum computing risks—along with the innovative tools and strategies to combat them.

Merchant Voice

The Merchant Voice Deep Dive is designed to give merchants a voice—and help the entire ecosystem understand what they need, want, and struggle with. Sessions are structured to serve both our B2B audience (helping them understand merchants better) and merchant attendees.

Where it happens

Four stages. Four distinct points of view.

Main Stage

Home to TRANSACT’s keynote sessions, the Main Stage brings leading voices together for big-picture conversations on the forces shaping payments. From market shifts and bold ideas to the decisions defining what comes next, this is where the industry’s most consequential topics take center stage.

The Breakthrough

The Breakthrough is our “what’s next” stage—where we explore the most innovative, transformative technology and ground-breaking ideas disrupting payments. If it’s truly a breakthrough, you’ll hear about it here, first.

The Edge

The Edge is all about revenue growth, customer stickiness, and market share. This stage provides tangible strategies to capture opportunities, improve payment experiences, and optimize partnerships—including how ISOs, VARs, and Acquirers can partner and scale. Sessions here will sharpen your competitive edge.

The Stack

The Stack explores the infrastructure, APIs, and embedded innovation supporting scale, speed, and open finance. We’re shifting the conversation from what “embedded” is to how best to optimize it—covering cloud-native architectures, composable commerce, and the evolving tech stack. Everything embedded remains a hot topic; tell us the new news.

2026 REVIEWERS

Thanks to our subject matter experts in the industry for their time reviewing our speaker submissions.

Abhi Vijayakumar Binsu, Sr. Product Manager – Data Products, Visa
Adrienne Gray, SVP, Payments Risk & Compliance, Commercial Bank of California
Andrew Gordon, Executive Relationship Manager – Digital Acceptance, Discover Network
Brian Abernethy, Founder & Principal, Utopaya
Christopher Mascaro, Chief Risk Officer, North
Craig Ross, VP Channel Partnerships & Market Development (Paze), Early Warning
Deana Rich, Co-Founder & Co-CEO, Infinicept
Diane Driscoll, Sales Support Specialist, PayTech Women
Domenic Cirone , VP Acquirer Solutions Midigator, Equifax
Donna Embry, CEO, E-Squared Systems
Garima Shah, Co-Founder & President, Biller Genie
Ivan Szabo, Director of Web Marketing, NMI

Jenn Reichenbacher, Chief Marketing Officer, Stax Payments
Luziane Cavalcanti, Head of Payment Operations, Cargas
Maanas Godugunur, Senior Director – Market Strategy, LexisNexis
Melissa Sutherland, VP of Risk & Strategy, EverC
Nigel Jewell, Director of Product Solutions, NMI
O.B. Rawls, Executive Director/Partner, Wellesly Hills Financial
Priyank Desai, Head of Engineering, Amazon
Ryan Aumann, Quality Assurance Representative II, Maverick
Saman Dian, Vice President, CashNet Solutions, Inc.
Stephen Aschettino, Partner, Steptoe
Tor Opedal, SVP & GM – Payments, Olo
Tracy Neidens, Integrated Payments Specialist, Paya (formerly Sage Payments)

This is only the beginning.

Speakers, sessions, and the complete 2027 lineup are coming (oh so) soon.

Mark your calendar for the biggest celebration in payments!